An Intentional Approach to Wealth
You didn’t build wealth by chance.
But the decisions ahead — retirement, a business exit, a liquidity event — are where carefully built wealth gets mishandled. Not from bad intentions. From fragmented advice, missed coordination, and decisions made without the full picture in view.
That’s what CURRENTS is built for.
Meet Nate Willardson, CFP®
Founder of CURRENTS Wealth Strategies
I started CURRENTS because I kept seeing the same gap in how wealth is managed.
I spent nearly a decade at a global private bank advising families on some of the most consequential financial decisions of their lives. That complexity shaped how I think, but I also saw the trade-off: large firms are built for scale. Eventually, your unique family vision gets lost. What’s left is generic advice and a portfolio that looks like everyone else’s.
I built CURRENTS to ensure that never happens.
As a fiduciary, fee-only practice, our allegiance is entirely to you. No commissions, no product incentives, and no institutional constraints. Just a coordinated strategy built around your specific situation, your income, your taxes, your legacy, and the life you actually want to live in retirement.
Outside of work, you’ll find me chasing waves wherever I can find them, holding my own on the pickleball court, and somehow keeping pace with my wife and kids who make it all worth it.
What We Believe
Coordination amplifies investment outcomes.
What you earn on your investments matters. What you keep after taxes matters more.
Clarity over complexity. You should understand every decision we make together.
This moment is consequential. Getting it right matters.
Let's See If We're the Right Fit
I know choosing a financial advisor is a big decision. That’s why the first meeting has no agenda beyond getting to know each other. If it feels right, we’ll talk about next steps. If it doesn’t, I’ll do my best to point you in the right direction.
